How Much Is A Doctor's Visit Cost With and Without Insurance? | Mira (2024)

The cost of a doctor's visit depends on the type of insurance you have. If you do not have insurance, the cost of a doctor's visit is typically between $300 and $600, but prices can vary depending on several factors such as lab tests, where you seek care, and procedures done at the visit.

If you do not have insurance or have a high-deductible health insurance plan, Mira is a great option to help you access the care you need. For an average of $45 per month, Mira members get access to affordable care, including $25 virtual primary care visits. You can start using Mira as soon as you sign up and do not need to meet a deductible. Learn more about Mira.

How Much Is A Doctor Visit Without Insurance?

The price you pay to see a doctor depends on whether you have health insurance and what your insurance plan covers. The cost will also vary based on several factors, including but not limited to:

  • The type of doctor you are seeing (primary care physician vs. specialist)
  • Where you seek care
  • Necessary treatment
  • If you need lab testing
  • If you are a new or returning patient

In the table below, we outline the average cost of seeing different specialists if paying without insurance. Note that the price can vary depending on the factors mentioned above.

Cost of a Doctor's Visit for Different Specialists Without Insurance

Specialty Type2024 Average
Psychiatry$400-$500
Pediatrics$181
Primary care$203
Dermatology$288
OB/GYN$299
Ophthalmology$327
Cardiology$356
All Other$387
Orthopedics$446

In addition, if you are a new patient at the doctor you are seeing, you will likely be charged a "new patient fee." This is because the provider will need to do a full examination which takes longer than a routine appointment. The estimated national average cost of a new-patient office visit without insurance is $357.

How Much Is A Doctor's Visit Cost With and Without Insurance? | Mira (2024)

FAQs

How Much Is A Doctor's Visit Cost With and Without Insurance? | Mira? ›

Bottom Line. The cost of a primary care visit when paying out of pocket averages $171, but can range between $75 to nearly $300 for a basic exam without insurance. The cost of primary care can be upwards of $600 depending on the lab tests and immunizations being done at the time of care.

How much is a visit to the doctor in the US? ›

Those without insurance often must make choices between getting healthcare or paying bills. The cost of a doctor visit is hard to quantify because there are many factors that go into what the final bill is. The average cost of a doctor visit, not including procedures or tests, range from $80-$170 across the U.S.

How much is the doctor consultation fee in the USA? ›

How Much is a Doctor's Visit in the United States? A visit to the doctor's office is relatively affordable. However, if you are ill, additional costs will become expensive quickly. An initial consultation with a doctor will cost around $100 - $200.

Why are doctor visits so expensive? ›

1. Medical providers are paid for quantity, not quality. Most health insurance companies—including Medicare—pay doctors, hospitals, and other medical providers under a fee-for-service system that reimburses each test, procedure, or office visit. That means the more services they provide, the more money they receive.

How much does it cost to go to urgent care without insurance in Ohio? ›

For uninsured patients, the cost typically ranges from $100 to $150 for a basic visit.

How much is a doctors appointment in the US without insurance? ›

Bottom Line. The cost of a primary care visit when paying out of pocket averages $171, but can range between $75 to nearly $300 for a basic exam without insurance. The cost of primary care can be upwards of $600 depending on the lab tests and immunizations being done at the time of care.

How much is a doctor visit in USA without insurance? ›

The cost of a doctor's visit depends on the type of insurance you have. If you do not have insurance, the cost of a doctor's visit is typically between $300 and $600, but prices can vary depending on several factors such as lab tests, where you seek care, and procedures done at the visit.

How to negotiate doctor fees? ›

1. Understand your medical bill.
  1. Request an itemized bill. Like a receipt, an itemized bill breaks down all the charges, including the cost of each procedure, medication, and service. ...
  2. Double-check your medical codes. ...
  3. Compare prices. ...
  4. Offer to pay upfront. ...
  5. Try a payment plan. ...
  6. Negotiate based on comparable rates.
Feb 15, 2024

What is the most expensive health insurance? ›

Platinum health insurance is the most expensive type of health care coverage you can purchase. You pay low out-of-pocket expenses for appointments and services, but high monthly premiums. Plans typically feature a small deductible or no deductible and cheap copays or coinsurance.

How much do US doctors pay for insurance? ›

The cost of medical malpractice insurance varies depending on your specialty, the state in which you practice, and the amount of coverage you need. Average annual malpractice insurance premiums range from $4k to $12k, though surgeons in some states pay as high as $50k and OB/GYNS may pay in excess of $200,000.

Do doctors make money per visit? ›

Practices receive a set amount of money per patient per month, no matter how many visits those patients make. This is also known as value-based care.

Do doctors have to tell you the cost? ›

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services.

How much should I budget for doctor visits? ›

Need help to cover that price?
StateNameAverage Cash Price
California$103 - $158
Colorado$91 - $139
Connecticut$99 - $152
Delaware$97 - $148
47 more rows

Where is the cheapest place to see a doctor? ›

Community health centers and walk-in clinics tend to offer more affordable healthcare than visiting a direct primary care doctor. These options are sometimes even free, especially when shopping for preventive screenings or important vaccinations.

How much is an urgent care visit without insurance CT? ›

We believe that health comes first and should be affordable. Hence we offer affordable self-pay rates to all our uninsured customers. This is charged on a tier system, based on the complexity of your illness, and starts at as low as $150.00.

How much is an urgent care visit in California without insurance? ›

Urgent care centers are the easiest and fastest way to get medical support when your physician is unavailable or you can't wait for an appointment. The average base cost of an urgent care visit in the state of California ranges from $90 to $300.

Can a tourist see a doctor in the US? ›

Visiting a U.S. physician to receive medical treatment might not seem like a typical activity of a "tourist for pleasure," but if you want to travel to the U.S. for medical reasons the appropriate visa to request is the B-2 visitor. You will need to apply through your local U.S. embassy or consulate.

What is the average cost of an urgent care visit in the US? ›

The average cost for a walk-in urgent care clinic is $217 in the U.S. without insurance. With insurance, you should expect to pay $150-$300 before meeting deductible and about $60-$170 copay after meeting the deductible.

What happens if a tourist gets sick in the USA without insurance? ›

Seek Emergency Care When Necessary

In life-threatening medical situations, don't hesitate to call 9-1-1 or visit the nearest emergency room. Medical providers are required by law to stabilize patients in emergency situations regardless of their insurance status.

Is healthcare free for doctors in USA? ›

There used to be a concept known as 'professional courtesy' where professional fees might be waved, but current insurance and federal rules make this practice impossible. So, yes, physicians need insurance just like everyone else.

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