Teen Checking Accounts: Our Top Picks of 2024

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page.APY = Annual Percentage Yield. APYs are subject to change at any time without notice.

The best checking accounts for young adults make it easy for them to access their money, while offering a wide range of benefits for teens, low fees, and FDIC insurance.

Here are our top picks of teen checking accounts based on the methodology below.

Our featured teen checking account

Best overall checking account for teens: SoFi Checking and Savings. Not only does this savings account offer a strong APY, but the linked checking account earns an above-average rate, too -- which is a rare perk. Plus, there's the opportunity for an up to $300 bonus and a long list of extra account features

Best checking accounts for teens of 2024

Show The List [+]Hide The List [-]

0.50% APY:SoFi Checking and Savings(Member FDIC.)
up to 0.25% APY:Ally Spending Account(Member FDIC.)
0.10% APY:Capital One MONEY Teen Checking Account(Member FDIC.)
0% APY:Bank of America Advantage SafeBalance Banking
0% APY:Wells Fargo Clear Access Banking(Member FDIC.)
0.10% APY:Axos Bank First Checking for Teens(Member FDIC.)
0.00% APY:Chase Bank High School Checking℠(Member FDIC.)
0% APY:Copper Banking(Member FDIC.)

Ratings Methodology

Rates asof May 23, 2024

Offer	APY	Minimum to Earn APY	Rating	Promotion	Next Steps
SoFi Checking and Savings Open Account for SoFi Checking and Savings Member FDIC. Rating image, 4.50 out of 5 stars. 4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	0.50% Rate infoYou can earn the maximum savings APY by having Direct Deposit (no minimum amount required) or by making $5,000 or more in Qualifying Deposits every 30 days. See SoFi Checking and Savings rate sheet at: https://www.sofi.com/legal/banking-rate-sheet. Min. to earn: $0	Rating image, 4.50 out of 5 stars. 4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	$0	Cash bonus up to $300 with direct deposit set up (see details when you click 'Open Account')	Open Account for SoFi Checking and Savings offer alert Cash bonus up to $300 with direct deposit set up (see details when you click 'Open Account')
Ally Spending Account Read Review Member FDIC. Rating image, 4.50 out of 5 stars. 4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	up to 0.25% Min. to earn: $1	Rating image, 4.50 out of 5 stars. 4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	$1	N/A	Read Review
2024 Award Winner Capital One MONEY Teen Checking Account Read Review Member FDIC. Rating image, 4.50 out of 5 stars. 4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	0.10% Min. to earn: $0	Rating image, 4.50 out of 5 stars. 4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	$0	N/A	Read Review
Bank of America Advantage SafeBalance Banking Read Review Rating image, 3.50 out of 5 stars. 3.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	0% Min. to earn: N/A	Rating image, 3.50 out of 5 stars. 3.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	N/A	N/A	Read Review
Wells Fargo Clear Access Banking Read Review Member FDIC. Rating image, 4.00 out of 5 stars. 4.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	0% Min. to earn: N/A	Rating image, 4.00 out of 5 stars. 4.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	N/A	N/A	Read Review
Axos Bank First Checking for Teens Read Review Member FDIC. Rating image, 4.25 out of 5 stars. 4.25/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	0.10% Min. to earn:	Rating image, 4.25 out of 5 stars. 4.25/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor		N/A	Read Review
Chase Bank High School Checking℠ Read Review Member FDIC. Rating image, 3.50 out of 5 stars. 3.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	0.00% Min. to earn:	Rating image, 3.50 out of 5 stars. 3.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor		N/A	Read Review
Copper Banking Member FDIC. Rating image, 4.00 out of 5 stars. 4.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	0% Min. to earn: N/A	Rating image, 4.00 out of 5 stars. 4.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor	N/A	N/A

Open Account for SoFi Checking and Savings

Member FDIC.

More details on our best teen bank accounts

Show The List [+]Hide The List [-]

0.50% APY:SoFi Checking and Savings(Member FDIC.)
up to 0.25% APY:Ally Spending Account(Member FDIC.)
0.10% APY:Capital One MONEY Teen Checking Account(Member FDIC.)
0% APY:Bank of America Advantage SafeBalance Banking
0% APY:Wells Fargo Clear Access Banking(Member FDIC.)
0.10% APY:Axos Bank First Checking for Teens(Member FDIC.)
0.00% APY:Chase Bank High School Checking℠(Member FDIC.)
0% APY:Copper Banking(Member FDIC.)

Ratings Methodology

Rates asof May 23, 2024

SoFi Checking and Savings

Open Account for SoFi Checking and Savings

Member FDIC.

Rating image, 4.50 out of 5 stars.

4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor

Rating image, 4.50 out of 5 stars.

Open Account for SoFi Checking and Savings

offer alert

Cash bonus up to $300 with direct deposit set up (see details when you click 'Open Account')

APY

0.50%Rate infoYou can earn the maximum savings APY by having Direct Deposit (no minimum amount required) or by making $5,000 or more in Qualifying Deposits every 30 days. See SoFi Checking and Savings rate sheet at: https://www.sofi.com/legal/banking-rate-sheet.

Min. To Earn APY

Competitive APY
FDIC insured (up to $2M with opt-in to SoFi Insured Deposit Program)
Welcome bonus up to $300
No monthly service or overdraft fees
Early access to direct deposits
Savings and investing tools
Wide range of financial products
Cash back on debit card purchases at select retailers

Combo account only; no stand-alone savings or checking
Overdraft protection tied to monthly deposit minimum
No local branches or in-person support

With no fees or minimums and tools designed to maximize your savings, the combo account is a good fit for individuals who want to do most of their banking in one place online. The account offers flexibility to access or move funds, especially if your employer's payroll system allows you to access the bank's early direct deposit benefit.

Read Full Review

Ally Spending Account

Read Review

Member FDIC.

Rating image, 4.50 out of 5 stars.

Read Review

APY

What is a teen bank account?

A teen checking account is a bank account specifically designed for teenagers, typically between the ages of 13 and 17. Wells Fargo lets people as young as 8 open an account. For teens under 18, most financial institutions require a parent, guardian, or custodian to be a co-owner. Depending on the bank, after the teen hits the age of 18 to 26, most banks will convert the account to a regular checking account.

Teens can deposit cash, pay their bills, and earn interest with a teen checking account. They can write checks, use a debit card, and withdraw money from an ATM. This firsthand educational experience can help teens better understand how to manage money. Most banks now allow teens to access their funds online or through a mobile app. Teens and their co-owner can choose to open a teen checking account at an online-only bank or a brick-and-mortar bank.

What should I look for in a bank account for teens?

A teen checking account may be the first taste of money management your child gets. A teen may use this account on a daily basis so you want it to be accessible and easy to use. Here are other factors to take into consideration to find the best checking account for your teen.

Low fees

Teens are likely to be on a tight budget. With the average checking account fee of $10 to $15 at brick-and-mortar banks, a teen's hard-earned money may not go very far if the account fees are high. The best checking account for teens charges $0 or otherwise very low fees. This should be one of the most important factors to consider when choosing a teen checking account. Like a regular checking account, you should look into overdraft protection, returned item fees, and paper statement fees.

Minimum requirements

Some banks require minimum deposits to qualify for a free account. Teens who don't meet the minimum deposit or balance requirements often have to pay monthly service fees. You should find a bank that has no minimum requirement or a very low one.

Parental or guardian controls

Since banks require a parent or guardian to be a co-owner, it is important that the bank offer features that enable the level of control you want. The best checking account for teens offers ways for parents or guardians to monitor how their teen is managing their money.

Digital banking experience

More financial institutions are investing more in their digital banking systems. This is the only way to access a young adult checking account and check the account balance if they use an online-only bank. You should look for a bank that offers robust, easy-to-use digital tools, and has a highly rated mobile app. You can check the reviews in your mobile device's app store.

Good customer service

Since online-only banks do not have any branches, if a teen or a co-owner has any issues, they can only contact the bank through online chat, email, or phone support. It is important to find a bank that offers easily accessible service. If you still prefer face-to-face customer service, you may want a bank with physical branches.

Nationwide availability (physical locations or mobile access)

Online banks tend to have lower fees, but physical banks let you speak with a banking professional. Having the ability to easily access your teen's checking account is very important. Look for a bank with convenient digital access or a bank or credit union location near you.

ATM network or generous ATM-fee reimbursem*nt program

If you are using an online-only bank, look for a large number of ATMs that you can withdraw cash from without a fee. Some banks have a limited number of fee-free ATMs and charge a fee when you withdraw cash from an out-of-network ATM. Some banks may not have a large network of ATMs, but offer generous ATM fee reimbursem*nts.

Article sources

Our checking account methodology

At The Motley Fool Ascent, we rate checking accounts on a five-star scale (1 = poor, 5 = best). We evaluate all checking accounts across four main criteria: brand and reputation, APY and rewards, fees and minimum requirements, and perks.

Our scores are weighted as:

Brand and reputation: 40%
APY and rewards: 30%
Fees and minimums: 15%
Other perks: 15%

Our aim is to maintain a balanced list featuring top-scoring products from reputable brands offering standout features. Learn more about how The Motley Fool Ascent rates bank accounts.

Banks we monitor

Here are the100+ financial institutions we've evaluated in our research:
Alliant, Ally, All America Bank, American First Credit Union, American Express® National Bank, Arvest Bank, Aspiration, Axos Bank, B2 Bank, Bank of America, Bank5 Connect, Bank7, Barclays, Bask Bank, Betterment, Bluevine, BMO, Bread Financial, Capital One, Carver Federal Savings Bank, Charles Schwab Bank, Chase, Chime, CIT, Citibank, Citizens Bank, Citizens Savings Bank, Columbia Bank, Connexus Credit Union, Consumers Credit Union, Copper, Cross River Bank, Customers Bank, Discover® Bank, E*TRADEEdward Jones, EverBank, Fidelity, Fifth Third Bank, First Foundation Bank, First Internet Bank of Indiana, First National Bank, First Tech Federal Credit Union, Flushing Bank, Freedom Bank, Generations Bank, GN Bank, Golden 1 Credit Union, Greenlight, Harborstone Credit Union, HSBC, Huntington Bank, Ivella, Kabbage by American Express, KeyBank, Laurel Road, LendingClub, Liberty Bank, Liberty Federal Credit Union, Marcus by Goldman Sachs, Mercury, Municipal Credit Union, Mutual of Omaha, NASA Federal Credit Union, Nationwide Bank, Navy Federal Credit Union, NBKC Bank, New York Community Bank, Northpointe Bank, Novo, OceanFirst Bank, Old National Bank, ONE Finance, OneUnited Bank, Oxygen, Pacific Western Bank, PNC Bank, Ponce Bank, Popular Direct, Presidential Bank, Prime Alliance Bank, Quontic, Radius, Raisin, Redneck Bank, Regions Bank, Relay, Republic Bank of Chicago, Revolut, Salem Five Bank, Sallie Mae, Santander Bank, SchoolsFirst Federal Credit Union, Simple, SoFi, Synchrony Bank, Tab Bank, TD Bank, Third Federal, Truist Bank, U.S. Bank, UFB, Upgrade, USAA, Valley Bank, Vanguard, Varo Bank, Vio Bank, Wealthfront, Wells Fargo, Western Alliance Bank, and Zeta.

See other checking accounts we recommend

Best Student Checking AccountsBest Checking AccountsBest High-Yield Checking Accounts

FAQs

The short answer is "it depends." Different banks have different procedures, but most banks require an adult co-owner if the primary account owner is a minor. However, some allow for sole ownership as early as age 16. Some banks allow teen accounts to be opened online, while others require teens and their co-owners to come into a branch.
Each bank has different requirements to open a teen checking account. Most have a minimum and maximum age requirement and they require you as a parent or guardian to be a co-owner. Minors are unable to open a bank account by themselves.
LEARN MORE: How to Open a Checking Account Online
Teen checking accounts come with debit cards. Banks have age restrictions for when a teen becomes eligible for a debit card. A teen can typically get a debit card at 13 years old when a parent or guardian opens a teen checking joint account on their behalf.
Most banks offer a feature where parents or guardians can monitor and manage their teen's checking account. Parents can enable real-time notifications on each transaction, set spending limits, and set up a customizable dashboard. These controls allow parents to stay on top of their child's spending and take advantage of teachable money moments.
It depends on your preferences and needs. For example, if you'll regularly need to deposit cash into the account, a branch-based account probably makes more sense. But if you want to maximize APY and minimize fees, an online bank could be the better way to go.

Our Banking Experts

By:David Chang, ChFC®, CLU®

Writer, Consultant

David S. Chang, ChFC®, CLU® is an award-winning entrepreneur, keynote speaker, author, and consultant. He has over two decades of experience in the wealth management space and has been featured in dozens of news, radio, and podcast programs nationwide. He currently works as Head of IoT for the West Region of a Fortune 200 company. He is a graduate of the United States Military Academy at West Point and currently a Lieutenant Colonel in the California Army National Guard. He is an East-West Graduate Degree Fellow and has an MBA from the UCLA Anderson School of Management.

By:Robin Hartill, CFP

Writer

Robin Hartill, CFP®, is a personal finance writer and editor whose work frequently appears in various national publications. She wrote the syndicated “Dear Penny” financial advice column for four years.

Fact CheckedNathan Alderman

Fact checker

Nathan Alderman has worked with The Motley Fool since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As The Ascent's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.

Teen Checking Accounts: Our Top Picks of 2024 | The Motley Fool (2024)

FAQs

What kind of checking account is appropriate for high school students? ›

Top Student Checking Account Options

Checking Account	MarketWatch Guides Rating (out of 5 stars)	Age Requirements
Axos First Checking	4.6	13 to 17
Chase College Checking	4.6	17 to 24
Capital One MONEY teen checking account	4.5	8+
Wells Fargo Clear Access Banking	4.3	13 to 24

5 more rows

May 27, 2024

Read On ›

Can a 14 year old get a checking account? ›

Yes, but with some conditions. Those under 18 are often required to have a parent or guardian present, who may need to be an owner or co-owner of the account with the teen.

Read On ›

Which bank account is best for 17 year olds? ›

SBI Pehli Udaan is another savings account offered by State Bank of India (SBI) specifically designed for minors (children below 18 years old). It caters to a slightly older age group compared to Pehla Kadam and offers more independence in managing finances.

Keep Reading ›

What is the best banking app for 16 year olds? ›

Greenlight is the family online banking app¹ where you learn to earn, save, and invest together. Join 6+ million parents & kids learning about money and navigating real-world money decisions with debit cards of their own.

Get More Info ›

Should a 16 year old get a bank account? ›

Not only will your teen learn how to use their debit card and PIN, but they'll also learn how to keep track of both. A teen checking account is a great way for your child to learn how to budget, especially when they're in between paychecks and need to avoid overdrafting before their next pay day.

Know More ›

What's the best bank for high school students? ›

Compare the best no-fee student checking accounts

Account	Star rating	Minimum deposit
Capital One MONEY Teen Checking Account	4.7	$0
Chime® Checking Account	4.6	$0
Alliant Credit Union High-Rate Checking	4.5	$0
Bank of America Advantage SafeBalance Banking®	4.5	$25

1 more row

Read The Full Story ›

What bank doesn't charge monthly fees? ›

The Axos Bank Rewards Checking account offers a winning combination of features. There's no monthly maintenance fee or minimum balance requirement. and the bank provides unlimited reimbursem*nts for domestic out-of-network ATM charges. Axos doesn't charge a non-sufficient funds fee either.

Get More Info ›

What happens to Chase high school checking account? ›

After you turn 19, your Chase High School Checking account will convert to a Chase Total Checking^® account. However, we offer other accounts that may be a better fit.

What is the best bank for minors? ›

Best Teen Checking Accounts Of June 2024

Company	Forbes Advisor Rating	Learn more CTA below text
Chase First Banking℠	4.3	Read Our Full Review
Alliant Credit Union Teen Checking	4.0	Read Our Full Review
Connexus Credit Union Teen Checking	3.7	Read Our Full Review
Copper Banking	3.7	On Copper Banking's Website

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Learn More Now ›

Is Capital One a good bank? ›

We rate Capital One's checking accounts 4.5 out of 5 stars. Capital One offers two checking accounts: Capital One 360 Checking and Money Teen Checking. Both of Capital One's checking accounts provide these perks: Earns interest, unlike most checking accounts.

Does Chase charge for student accounts? ›

Chase College Checking

For students 17–24 years old at account opening, enrolled in college or a vocational, technical or trade school. Proof of student status may be required. $0 Monthly Service Fee up to the graduation date provided at account opening (five year maximum). Meet with a banker to switch to this account.

Find Out More ›

How much money should a 17 year old have in their bank account? ›

“A good rule to live by is to save 10 percent of what you earn, and have at least three months' worth of living expenses saved up in case of an emergency.” Once your teen has a steady job, help them set up a savings program so that at least 10 percent of earnings goes directly into their savings account.

Get More Info Here ›

Which account is best for a minor account? ›

Best Minor Savings accounts.
Kotak Mahindra Bank Junior Savings Account.
IDFC Minors Savings Account.
HDFC Bank Kids Savings Account.
ICICI Bank Young Stars Savings Account.
SBI Savings Account for Minors.
Methodology.
Summary of Best Bank Accounts for Minors.

More items...

Get More Info Here ›

What is the best student bank account? ›

The best student bank accounts in 2024

Bank account	Benefits
NatWest	Four-year tastecard - two-for-one meals at many restaurants, discounts at other restaurants, plus discounted cinema tickets and other days out
RBS	Same as NatWest
TSB	Student discounts on gym memberships, car breakdown cover and the costs of moving house

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Apr 26, 2024

Explore More ›

What bank account can I open if I'm 16? ›

Since minors generally can't open bank accounts by themselves, you'll typically need to be a joint owner of the account, which may actually be a good thing. It'll give you the chance to compare banks and find features that are important to both of you.

Find Out More ›

Can I set up a bank account for my 16 year old? ›

Yes, you may be able to open a bank account for your 16 year old. This may be an option if you want to help your child learn about money management. However, the bank will usually need the consent of your child, and they may need to come with you at the time of account opening.

View Details ›

Can I open my bank account at 16? ›

PehlaKadam : Minor of any age. This account will be jointly opened with the parent/guardian. PehliUdaan : Minors above the age of 10 years and who can sign uniformly. This account will be opened in the sole name of the minor.

Discover More ›

Can a 16 year old open a Chase bank account? ›

To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 -17 years old. Once the child has reached the age of 18, Chase may recommend they open their own account.

View Details ›

Teen Checking Accounts: Our Top Picks of 2024 | The Motley Fool (2024)

Our featured teen checking account

Best checking accounts for teens of 2024

More details on our best teen bank accounts

What is a teen bank account?

What should I look for in a bank account for teens?

Low fees

Minimum requirements

Parental or guardian controls

Digital banking experience

Good customer service

Nationwide availability (physical locations or mobile access)

ATM network or generous ATM-fee reimbursem*nt program

Article sources

Our checking account methodology

Banks we monitor

See other checking accounts we recommend

FAQs

FAQs

What kind of checking account is appropriate for high school students? ›

Does Chase charge for student accounts? ›