Your Health Abroad (2024)

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Get Help with a Medical Emergency Abroad

If you or a U.S. citizen loved one become seriously ill or injured abroad, we can:

  • Help locate appropriate medical services.
  • Inform your family or friends, with your permission.
  • Helptransfer fundsto U.S. citizens overseas.

The U.S. government does not pay overseas medical bills. The patient must pay all hospital and other expenses.

You can find lists of doctors and hospitals in the country you are visiting. Check thewebsite of the U.S. embassy in the country you are visiting.

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Check Your Health Insurance – Are You Covered Abroad?

Understand what medical services your health insurance will cover overseas before traveling. Carry your insurance card and a claim form if your policy covers you outside the United States.

Medicare does not cover medical care when you travel the United States. VisitMedicare.govfor more information.

Some health insurance companies pay for “customary and reasonable” hospital costs abroad. Very few pay for your medical evacuation back to the United States. The cost may exceed $250,000, depending on your location and medical condition. Consider buying medical evacuation insurance. For more information, visit our webpage on Insurance Coverage Overseas.

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Traveling with Prescription Medications
  • Check with the foreign embassy of the country you are visiting or passing through. Check to make sure your medications are allowed, particularly prescriptions for medical marijuana. You may need an import license or permit to travel with certain medications.
  • Bring plenty of medicine for your trip. If possible, bring a few extra days’ worth in case of delays. You might not be able to get the same medication abroad.
  • Carry a letter from the doctor. It should describe your medical condition. It should also list any prescription drugs and their generic names.
  • Keep medications in their original, labeled containers.
  • Entering a country with a prescription medication, even if legally obtained in the United States, could be illegal and result in your detention or arrest overseas.

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Medical Tourism Abroad

Between 150,000 and 320,000 U.S. citizens travel abroad for medical care each year. Medical tourism includes cosmetic surgery, dentistry, and other surgical procedures.

If you are a U.S. citizen considering travel abroad for medical care, you should:

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Inform Yourself About Vaccinations

Some Countries Require Vaccinations

Before you travel, check country information. You may need to carry an International Certificate of Vaccination, also called a Yellow Card. You may also need to show proof of other inoculations or medical tests. Check also current requirements directly with the foreign embassies of the countries you are visiting.

Recommended Vaccinations and Malaria Prevention

Check theU.S.Centers for Disease Control (CDC)and World Health Organization (WHO)websites for recommended vaccinations and malaria prevention for your destination. Review the CDC’s webpage on Choosing a Drug to Prevent Malaria.

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Travel Smartly with Prescription Medications
  • Bring an ample supply of medication to cover you for your trip, and if possible, a few extra days in case there are delays.
  • Carry a letter from the attending physician that describes your medical condition and any prescription medications, including the generic name of prescribed drugs.
  • Keep medications in their original, labeled containers.
  • Check with the foreign embassy of the country you are visiting or transiting to make sure your medications are permitted in that country. Some countries require an import license or permit to travel with certain medications.

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Medical Tourism Abroad

Between 150,000 and 320,000 U.S. citizens travel abroad for medical care each year. Medical tourism includes cosmetic surgery, dentistry, and other surgery procedures.

If you are a U.S. citizen considering travel abroad for medical care, you should:

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Inform Yourself About Vaccinations

Vaccinations Are Required for Entry to Some Countries

Some countries require foreign visitors to carry an International Certificate of Vaccination, also known as a Yellow Card, or other proof that they have had certain inoculations or medical tests before entering or transiting the country. Before you travel, check thecountry informationand contact the foreign embassy of your destination or transit country for current entry requirements.

TheU.S.Centers for Disease Control (CDC)and theWorld Health Organization (WHO)provide recommendationsfor vaccinations, malaria prevention, and other travel health precautions for travelabroad.

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Being Prepared for a Pandemic

Review theU.S. Centers for Disease Control and Prevention website for information about pandemics. In a pandemic, virus control measures could affect your travel:

  • Travel restrictions may prevent U.S. citizens from traveling internationally.
  • Foreign governments may close borders suddenly or with little advance warning.
  • Commercial air, land, and sea carriers could suspend some or all transportation services.
  • Some countries may quarantine people who appear sick or test positive with the virus.

These developments could delay your travel or your return to the United States.

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Other Health Considerations Abroad

Last Updated: March 5, 2024

Your Health Abroad (2024)

FAQs

Does your health insurance cover you abroad? ›

U.S. health insurance plans typically do not cover regular and routine medical care required overseas. This means your health insurance won't pay for care if you need to visit a doctor for a prescription medicine, or if you need treatment for a condition that is not considered an emergency.

Do you need your health insurance card when traveling abroad? ›

Carry your insurance card and a claim form if your policy covers you outside the United States. Medicare does not cover medical care when you travel the United States. Visit Medicare.gov for more information.

What happens if I have a medical emergency in another country? ›

Health Care Resources for Travelers

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

What happens if an American goes to the hospital in Portugal? ›

Please note: Portugal does not offer free medical treatment to visitors, and under European Union rules non-EU citizens are required to have travel medical insurance covering emergency medical, hospitalization, and repatriation (including the case of death).

What happens if an American goes to the hospital in Europe? ›

Be aware that you will likely have to pay out of pocket for any medical treatment, even if your insurance company provides international health care coverage. A visit to the emergency room can be free or cost only a nominal fee, or it can be expensive, depending on where you are and what treatment you need.

What is the best health insurance for travel abroad? ›

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz.

Will my US health insurance cover me in Europe? ›

U.S.-based health insurance companies generally can't directly pay medical providers in other countries, which means you will need to pay for your medical care upfront and with your own money. When you return home to the U.S., you can file a claim with your insurance company to get reimbursed.

How much does international health insurance cost? ›

How much does international health insurance cost? The annual cost of an international medical insurance plan will range from as low as $500, with limited benefits, to as much as $8,000 for a comprehensive global medical insurance policy, including coverage in the USA. The average cost is $5,500 per year.

Does Medicare cover you if you travel abroad? ›

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

Does ObamaCare cover international travel? ›

Most ObamaCare health plans do not cover foreign emergency care. When traveling abroad and while cruising you'll want to get travel insurance.

What happens if an American gets sick in Italy? ›

Medical Escorts and Medical Evacuation

When a U.S. citizen becomes ill in Italy and requires assistance to fly back to the US, he/she could hire a medical escort. Generally, when a medical escort is hired, a physician with basic medical equipment accompanies the patient on board a commercial airline flight.

Can I use my UnitedHealthcare in another country? ›

No matter where your assignment takes you, you have access to the health care resources you need. Your UnitedHealthcare Global insurance plan works efficiently and simply, wherever you are in the world.

Can Americans get free healthcare in Portugal? ›

Yes, Portugal does have state-provided healthcare, which is free for all citizens and legal residents in Portugal. Even though medical care is mainly free, you may have to pay some fees when visiting emergency rooms, your family doctor, or requesting ambulance services.

Do US citizens need health insurance in Europe? ›

Do Americans need health insurance in Europe? While not required to enter Europe, a travel insurance policy with emergency medical coverage is a good idea when traveling to Europe, said Baykal of World Nomads.

How much does it cost to go to the hospital in Portugal? ›

Hospital costs in Portugal

Specialized appointment: €7. Emergency treatment: €15 to €20. Overnight stays: €25 per night. Exams: up to €40.

How does health insurance work when traveling? ›

Travel health insurance pays for emergency medical services while you're outside the country. These plans are designed for short trips, such as vacations, work functions or family visits.

Does United Healthcare work internationally? ›

UnitedHealthcare Global provides you and your family with around-the-clock support, all over the world.

Can I have US health insurance if I live abroad? ›

Does US health insurance cover you living abroad? Generally, U.S. health insurance benefits will not cover you while outside of the U.S. Your domestic U.S. health insurance plans will cover you in a specific region within the USA.

Does my health insurance cover me on a cruise? ›

One of the main reasons to buy cruise insurance is for medical emergencies. Note that, once you're on a cruise ship or visiting a destination outside the United States, your own U.S. health insurance plan will not apply.

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