250 Ways Thrifty People Save Money: Plus What They Do Over & Over (2024)

Looking to save money? This article shares more than 250 ways thrifty people save money.Plus read to the end to find the 10 key things thrifty people do over and over to save money on just about anything!

It all began with a challenge to snap a picture of a thrifty act each week for a month. During that month I discovered people really liked my thrifty people tips, and so I started writing about them as many Fridays as I could (some weeks the thrifty people muse doesn’t visit me but instead the resale fairy visits)

250 Ways Thrifty People Save Money: Plus What They Do Over & Over (1)

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)

Almost 2 years later I have shared 23 articles with 10 thrifty tips and 1 article with 20 thrifty tips making a whopping 250 thrifty tips covering all kinds of areas of finances, from dating, to groceries, to camping and more.

250 Ways Thrifty People Save Money

10 Ways Thrifty People Save Money On Workout Clothes

10 Ways Thrifty People Save Money On Camping

10 Ways Thrifty People Save Money On Vacations

10 Ways Thrifty People Save Money On Graduation Gifts

20 Ways Thrifty People Save Money On Clothing

10 Ways Thrifty People Save Money On Organics

10 Ways Thrifty People Celebrate Valentines Day

10 Kitchen Tools Thrifty People Own

10 Ways Thrifty People Save Money On Groceries

10 Ways Thrifty People Lose Weight

10 Ways Thrifty People Decorate For Christmas

10 Ways Thrifty Runners Save Money On Races

10 Ways Thrifty People Landscape

10 Ways Thrifty People Homeschool

10 Ways Thrifty People Have Fun In the Sun

10 Ways Thrifty People Are Green

10 Ways Thrifty People Dinner Date

10 Dates Thrifty People Take

10 Ways Thrifty People Exercise

10 Ways Thrifty People Shop For Christmas

10 Things Thrifty People Do For Fun

10 Ways Thrifty People Renovate

That is 24 articles of 10 points, and 1 article of 20 points add it up, and you have 250 ways thrifty people save money. Plus! Click on the pictures to go to even more money-saving posts.

When you click through and read the articles, you will find…

250 Ways Thrifty People Save Money: Plus What They Do Over & Over (9)

10 Key Things Thrifty People Do Over & Over To Save Money On Just About Anything

(Links in this post are affiliate links. I will be compensated when you make a purchase by clicking those links. See my disclosure page for more information)

1. Shop Sales And Clearance

  • 5 clearance rack tips to help you find the best discounts
  • 6 ways to increase your savings on clearance items

A thrifty person rarely pays full price, and clearance racks are usually just the beginning of the list of tips and tricks to pay the least amount possible for their items.

2. Shop Secondhand

  • Goodwill shopping tips
  • How to best shop yard sales
  • Thrift store shopping tips

From cars to furniture to clothes, thrifty people know that the way to save a significant amount of money on purchase is to buy secondhand.

Sometimes shopping secondhand sources can result in NEW items such as when I shop for workout clothes atThredUp

Roughly 90 percent of my workout wardrobe is made up of New With Tag pieces that I got off ThredUp for lower prices than I would have paid if I bought the items new in-store. I also useThredUpto find new in-season name brand basic pieces at lower prices than I can in-store, such as tank tops in summer and sweaters in winter.You can enjoy $10 off your first order from ThredUp when you use my referral link to sign up and place your first order.

Another place to find great deals on NWT clothing is Poshmark. Usemy referral code SNAILPACER when you download the Poshmark app and join Poshmark. When you do, you will get $10 off your first order.

Visit my coupon resource page for tips on where to find coupons and how to store and use them

3. Use Cashback Apps & Coupons

Cashback apps

The Three I use Most

  • GetUpside is an app that gives you cash back when you get gas at participating gas stations. In our area my family is able to use this app at several different gas stations, saving anywhere from 1 cent per gallon to as much as 10 cents per gallon.
    Use my referral code YG5ZB during sign up and you will receive a one-time 15¢/gal bonus. Go here to sign up for GetUpside.
  • Fetch Rewards (use my referral code RE9FU at sign-up to earn 1500 points after you complete your first receipt)
  • Ibotta(Sign up and receive $2 when you use my referral link! Offer could change any time)

More Options

Places to find printable coupons:

From printable coupons to coupons that come in junk mail, to email coupons to coupons found in free magazines, a thrifty person is always on the lookout for coupons.

4. Don’t Buy More Than You Need

  • The One Question That Saves Thrifty People The Most Money

This is hard for bargain lovers; we often get distracted by an “amazing bargain” forgetting a bargain isn’t a bargain if we didn’t need it in the first place. Those cool Christmas decorations might be a dollar a box but if you already have enough decorations each box bought is a dollar wasted.

5. Check Cashback Sites And Apps For Further Discounts

  • Rakuten (Join free and get a $10 gift card after your first purchase of $25 or more –offer could change at any time)
  • Top CashBack (no minimum cashout thresholds)
  • Mr. Rebates

Cashback sites give anywhere from 2 to 3 percent back to 8 percent or sometimes even higher on purchases made at your favorite stores when you use their links to take you to the shop you want. The cash back is often given in the form of either a rebate check, a PayPal deposit or a gift card, depending on the program.

This Thrifty Family’s Favorite Company For Finding Promo Codes

6. Honey

Honey has saved me so much money! On average, it saves me $10 for each website that it can find me a promo code for. And the best part is that it is instant savings–I don’t have to wait for cash back with Honey (unless you use the Honey Points cash back area, which I don’t tend to). Honey has a browser app too, which makes applying a promo code a breeze; in fact, at a lot of sites Honey can enter the promo code for you with just one click. Go here to sign up for Honey.

Click here to learn more about Honey and what program I have stacked it with to save even more money!

For a list of 52 different websites, apps, and stores our thrifty family uses to help us keep our expenses low,click here to visit our Thrifty Tools Resource Page.

Make your money go further with a spending tune-up

7. Make What You Do Own Last Longer

  • How Having a “Good Enough” Attitude Can Save You Money
  • Save Money By Buying Replacement Parts On Amazon
  • 10 Ways Thrifty People Use Things Up To The Last Drop

Taking care of your items makes them last longer and that, of course, means you don’t have to buy replacements as often saving you money.

8. Watch Daily Deal Sites For Things On Your Need List

For Entertainment Savings In Your Area

For Savings On Clothing, Gifts And Household Items

  • Zulily- great for top name brands in clothing and housing goods at 50% off and sometimes more.
  • Jane.com – great for unique gifts. Often has Etsy sellers selling goods at a deep discount.
  • GroopDealz – good for personalized goods and the latest fashion trend items for less.

I love Groupon for finding great deals for restaurants in our area for thrifty date nights. I found a 1/2 price voucher for my favorite vitamin website at Living Social not too long ago. Zulily is my go-to site for deals on everything from purses, to shoes, to running gear and much much more. If you can’t find a sale, you can probably find a daily deal.

I have created a 2-page checklist to help you toss clutter and gain cash through your next yard sale.

9. Sell What You No Longer Need To Help Purchase What You Currently Need

  • My resell page containing tips and tricks for reselling your no longer needed items

Need a tent for an upcoming camping trip, sell your clutter and not only clean your home but get the tent you want paid for. Whatever it is you need to pay for selling things you no longer need is a great way to help soften the blow that the purchase has to your budget.

10. Use Point Reward Programs To Earn Gift Cards

The top 3 point programs I recommend. These programs offer several simple ways to earn points, low cash out values and they deliver the gift cards you earn promptly.

  • Swagbuckswith over 25 ways to earn points Swagbucks can be a BIG earner.
  • InstaGC – The Insta stands for instant delivery of the gift cards you earn.
  • PrizeRebel – Offers delivery of your gift cards within 48 hours or less.

You can always add in a few more point reward companies to make your monthly return even higher.

Thrifty and Thriving: More Life for Less Money is not your typical “how to save money” book. It does not list 25 ways to save on food or 10 ways to decrease your electric bill. Instead, it shares more than 40 key practices and principles that thrifty families use every day. Get your copy here. Available in both paperback and Kindle on Amazon

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250 Ways Thrifty People Save Money: Plus What They Do Over & Over (2024)

FAQs

250 Ways Thrifty People Save Money: Plus What They Do Over & Over? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How to be thrifty with money? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How to save money as a 12 year old? ›

  1. Discuss Wants vs. Needs.
  2. Let Them Earn Their Own Money.
  3. Set Savings Goals.
  4. Provide a Place to Save.
  5. Have Them Track Spending.
  6. Offer Savings Incentives.
  7. Leave Room for Mistakes.
  8. Act as Their Creditor.

How do people save money? ›

What Is the Best Way To Save Money?
  1. Set goals. Set savings goals that motivate you, like saving up for a house or going on a dream vacation, and give yourself timelines for reaching them.
  2. Budget. Make a budget and make saving a necessary expense. ...
  3. Cut down on spending. ...
  4. Automate your saving. ...
  5. Pay off debt. ...
  6. Earn more.
Jan 11, 2024

What is the 3 month rule? ›

The three month dating rule is a trial period that allows couples to shift from the honeymoon phase of dating to an integrated love phase. "What I mean by that is usually a few months into dating, we start to see some of the quirks, or maybe we start to notice things that we find annoying or irritating," Pharaon says.

What are the 90 days rule? ›

To solve that problem, USCIS uses the 90-day rule, which states that temporary visa holders who marry or apply for a green card within 90 days of arriving in the United States are automatically presumed to have misrepresented their original intentions.

How to be extremely cheap? ›

To be frugal, follow these tips:
  1. Create a budget and stick to it. Being frugal begins with this tip. ...
  2. Shop around for the best deals. Buy what you need from the first store you see, but don't just go to the first one you see. ...
  3. Buy used instead of new. ...
  4. Make your own stuff. ...
  5. Repurpose and recycle. ...
  6. Be patient.
Aug 22, 2023

How to live extremely frugally? ›

Frugal Living – Extremely Frugal Tips and Tricks
  1. Freeze the credit cards. ...
  2. Write Down Every Expense. ...
  3. Turn Your Water Heater Down to 120F or Lower. ...
  4. Start a Winter Garden. ...
  5. Start running the dishwasher on the short cycle. ...
  6. Use rags instead of paper towels. ...
  7. Make one freezer meal per week.

What is a Thrifty lifestyle? ›

Thrifty Definition:

Being thrifty also means being sparing in regard to money and not living excessively. Using money and other resources carefully rather than wastefully. There is a unique quality to thrifty people, they are typically more willing to sacrifice time in order to save money.

How to save $10,000 in 12 months? ›

To reach $10,000 in one year, you'll need to save $833.33 each month. To break it down even further, you'll need to save $192.31 each week or $27.40 every day. These smaller chunks are much more realistic and simple to comprehend, making it easier to track your progress.

How to save $5000 in 12 months? ›

Ways To Save $5,000 in a Year
  1. “Chunk” Your Savings. The first step to saving $5,000 in a year is to break down your savings goal into manageable portions. ...
  2. Automate Your Savings. ...
  3. Save in a High-Yield Saving Account. ...
  4. Track Your Cash Flow. ...
  5. Boost Your Earnings. ...
  6. Declutter for Cash. ...
  7. Evaluate Your Subscriptions. ...
  8. Challenge Yourself.
Feb 5, 2024

How can a 11 12 year old make money? ›

Table of Contents
  • 25+ Legit Options for Making Money as a Kid.
  • Lawn Mowing.
  • Yard Work.
  • Lemonade Stand.
  • Babysitting.
  • Pet Sitting and Walking.
  • Washing Cars.
  • Tutoring.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How to save $200,000? ›

To save that amount of money in a year, you would need to earn a very high income and have an extremely low cost of living. For example, if you wanted to save $200,000 in a year, you would need to save an average of over $16,000 per month. If you assume a 30-day month, that's over $500 per day.

What is the 50 30 saving rule? ›

Key Takeaways. The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

How do you count 30 days for a wash sale? ›

A Wash Sale occurs if you sell securities at a loss and buy substantially identical replacement shares within 30 days before or after the sale. The Wash Sale Period is 30 days before and 30 days after the sale date, totaling 61 days (including the sale date).

What is the 30 day money challenge? ›

Do you want to save some money for holiday gifts or other short-term goals? Consider doing the 30-Day $100 Savings Challenge. The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits. November has 30 days so every day is a savings day.

What is the 50/30/20 rule? ›

The rule is to split your after-tax income into three categories of spending: 50% on needs, 30% on wants, and 20% on savings. 1. This intuitive and straightforward rule can help you draw up a reasonable budget that you can stick to over time in order to meet your financial goals.

Can you buy back stocks after selling at a gain? ›

You can buy the same stock back at any time, and this has no bearing on the sale you have made for profit. Rules only dictate that you pay taxes on any profit you make from assets. To profit in stocks, means that you make rich rewards.

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